The Observation Engine

  New UPI Rules from August 1, 2025: What Every User Should Know National Payments Corporation of India (NPCI) has made important changes to the Unified Payments Interface (UPI), starting August 1, 2025. These rules are designed to make UPI more reliable, safer, and easier for everyone. Here’s what the new rules mean for you—explained in simple, clear language. 1. Balance Check Limit Before, users could check their bank account balance as many times as they wanted. Now, you can check your balance only 50 times a day in each UPI app . This is to prevent overload on bank servers. After every successful transaction, your balance will be shown automatically, so you don’t have to check it again manually . 2. Limit on Viewing Linked Bank Accounts You can see the list of bank accounts linked to your UPI app only 25 times a day . This prevents too many requests that can slow down the system. If you need to retry, you must do it only with your permission . 3. Auto-Pay (Recurring Paymen...