Skip to main content

New UPI Rules from August 1, 2025: What Every User Should Know

 

New UPI Rules from August 1, 2025: What Every User Should Know National Payments Corporation of India (NPCI) has made important changes to the Unified Payments Interface (UPI), starting August 1, 2025. These rules are designed to make UPI more reliable, safer, and easier for everyone. Here’s what the new rules mean for you—explained in simple, clear language.

1. Balance Check Limit

Before, users could check their bank account balance as many times as they wanted. Now, you can check your balance only 50 times a day in each UPI app. This is to prevent overload on bank servers. After every successful transaction, your balance will be shown automatically, so you don’t have to check it again manually.

2. Limit on Viewing Linked Bank Accounts

You can see the list of bank accounts linked to your UPI app only 25 times a day. This prevents too many requests that can slow down the system. If you need to retry, you must do it only with your permission.

3. Auto-Pay (Recurring Payment) Timing

For subscriptions, EMIs, or regular bills paid by UPI auto-pay, the payment will only happen at certain times:

  • Before 10 AM

  • Between 1 PM and 5 PM

  • After 9:30 PM

This rule is meant to avoid a heavy load during busy hours. If a payment fails, it can be retried up to three more times. After four failed attempts, the payment won’t go through. You will always be notified in case of any issue.

4. Status Check of Pending Transactions

If a payment is stuck or showing as “pending,” you can check its status only three times, and you must wait at least 90 seconds between checks. This helps reduce extra load on the servers and keeps the app running smoothly for everyone.

5. Recipient Name Confirmation

Whenever you send money, the UPI app will show you the recipient’s registered name before you confirm the payment. This helps you avoid sending money by mistake or falling for fraud.

6. Inactive UPI IDs Disabled

If your mobile number linked to your UPI account is inactive for 12 months, your UPI ID will be automatically disabled. This is to stop misuse if you change your phone number.

Why These Rules Matter

UPI is used by more than a billion people in India, with billions of transactions every month. These changes are to make sure:

  • Payment apps work smoothly, even at busy times.

  • Bank servers don’t get overloaded.

  • Users are protected from fraud and errors.

  • Everyone gets fast updates and notifications.

Sending and receiving money is NOT limited—these rules are mainly for checking balance, auto-pays, and security checks. You can still pay anyone, anytime, as before.

In Short

  • 50 balance checks a day

  • 25 linked account views a day

  • Auto-pay only during specific hours

  • 3 tries to check the pending status, with waiting

  • The recipient's name is shown before you pay

  • Inactive UPI IDs are disabled after 12 months

These simple changes are made so you can continue using UPI safely and easily, every day.

Labels:

Comments

Post a Comment

Popular posts from this blog

The Freelance Platform Breakdown: Where Opportunity Meets Reality

From Upwork to Fiverr, Freelancer to Toptal—here’s what every freelancer should know before diving in. Freelancing platforms promise freedom and income, but not all are created equal. This guide examines the advantages, disadvantages, and realities of the top platforms to help you make an informed choice. The freelance economy is booming. With remote work becoming the norm and companies seeking flexible talent, platforms like Upwork, Fiverr, Freelancer.com, and Toptal have emerged as digital marketplaces for skills. But behind the glossy dashboards and global reach lies a more complex truth: not every platform is built for every freelancer . Whether you're a writer, designer, developer, or data entry specialist, choosing the right platform can make or break your freelance journey. 🌐 The Big Players: A Platform-by-Platform Breakdown 1. 🟢 Upwork Best for: Long-term projects, professional services, B2B clients Pros: Large client base with serious budgets Built-in time tracking and...
Post a Comment
Read more

Remembering Shefali Jariwala: From “Kaanta Laga” to Quiet Grace

Shefali Jariwala, the iconic “Kaanta Laga girl,” passed away at 42. This tribute traces her journey from early fame to her quiet strength, and the shock of her sudden death. On the night of June 27, 2025, India lost a familiar face—one that danced into our collective memory more than two decades ago. Shefali Jariwala , best known as the “Kaanta Laga girl,” passed away at the age of 42, reportedly due to a sudden cardiac arrest. Her death has left fans, friends, and the entertainment industry in stunned silence. But Shefali was far more than a music video icon. She was a woman of resilience, reinvention, and quiet strength. 🌟 The Rise: A Star Born in a Remix Era In 2002, Shefali burst onto the scene with the remix of Kaanta Laga , a bold, high-energy music video that redefined the remix culture in India. With her ash-blonde streaks, confident moves, and piercing gaze, she became an overnight sensation. The song wasn’t just a hit—it was a cultural moment. And Shefali became its fa...
Post a Comment
Read more

SEBI vs. Jane Street: Market Manipulation, Meme Wars & a ₹4,843 Crore Reckoning

As India’s market regulator takes on a global trading giant, retail investors are watching—and laughing—through the chaos.  SEBI has banned Jane Street from Indian markets over alleged index manipulation. But beyond the ₹4,843 crore freeze, the internet has turned the crackdown into a meme fest. Here’s what really happened. On July 4, 2025, the Securities and Exchange Board of India (SEBI) dropped a regulatory bombshell: it barred Jane Street , a global proprietary trading firm, from accessing Indian securities markets. The reason? Alleged manipulation of index levels in Bank Nifty and Nifty 50 , using aggressive expiry-day trades to rake in unlawful profits. The amount in question? A staggering ₹4,843 crore  was ordered to be impounded and deposited into an escrow account. But while the financial world scrambled to digest the implications, the internet did what it does best: it memed. 🧠 What Did Jane Street Do? According to SEBI’s 105-page interim order, Jane Street ...
Post a Comment
Read more